Healthcare Trusts are proving increasingly popular with larger businesses and other organisations such as charities and sports clubs, who are looking for increased flexibility and greater cost control.

What is a Healthcare Trust?

A Healthcare Trust is a way for employers to self-fund healthcare benefits for employees. They can deliver real cost savings when compared to a traditional Private Health Insurance Scheme, which can easily rise by more than 10% a year to cover the costs of medical inflation, costs and profit. However, unlike Private Health Insurance, any surplus including interest earned, remains in the Trust under the control of the Trustees, to be used for future claims.



Cost Effective Option

ProAmica Healthcare Trusts could offer you a more cost effective option for your healthcare. Trusts give you complete control over the cover provided and the way your money is invested and spent.

Company Contribution

Once the Trust is set up, the company makes payments or contributions to the Trust’s own bank account. These funds are used to cover the costs of medical treatment for employees and the administration costs of the Trust.

Trust Administration

The day to day activities of Healthcare Trusts are usually managed by a specialist medical administrator, such as ProAmica, who will manage all member communications, claims, arrange treatments and settle invoices on behalf of the Trust.



What are the benefits of a Healthcare Trust?

  • Your success depends on you and your employees so it pays to look after your health and theirs.
  • Healthcare benefits are seen as one of the most important ways of lowering employee turnover by providing a sense of security and the peace of mind that they will have access to the medical treatment they need, when they need it.
  • Healthier, happier employees means lower absenteeism, better productivity and staff retention.

You Set the Rules

  • A Healthcare Trust from ProAmica, gives you complete control over the cover provided and the way your money is invested and spent.
  • You have complete freedom to set the rules.
  • You choose the parameters for cover and you can cap your exposure to certain claims rather than being bound by standard insurance criteria.
  • As an employer you can offer exactly what you want in terms of Healthcare for your employees whilst securing the right treatment at the right hospital at the right price, as soon as it is needed.
Healthcare Trusts Rules

On average, overall savings when using a Healthcare Trust can be up to 20% each year!

You Control the Costs

  • You can expect excellent quality of service and care yet, for a well run Trust scheme, the overall cost of providing employees with healthcare benefits should be lower and more stable than an insured scheme with similar benefit levels.
  • Because trusts are not insurances they do not attract Insurance Premium Tax - an immediate cost saving. Any additional insurance services, such as stop loss insurance will, however, attract Insurance Premium Tax.
  • On average, overall savings when using a Trust can be up to 20% each year. Of course, the savings may be higher or lower than this depending on the size of the Trust and the cost of claims each year. But the costs under a Trust tend to become more predictable and stable as time goes on and trends emerge.
Control Medical Healthcare Trust Costs

Benefits of Choosing ProAmica


Trust in Experience

Drawing on 30 years experience, we are backed by the buying power of General & Medical so you can be confident of our ability to negotiate treatment prices.

About ProAmica

Hospital Access

Flexibility and freedom to authorise treatment at any fully licensed and appropriately accredited hospital or medical facility.

View Hospital Finder

Health and Wellbeing

Every new ProAmica Healthcare Trust will also benefit from our Health and Wellbeing Services for all members, at no additional cost.

Find Out More

What are the types of Healthcare Trust?

There are two main options to choose from when setting up your Healthcare Trust, either a Client Owned Trust or Administration Only.

This is the most popular option for larger companies and organisations. You own the Trust and retain the services of ProAmica to set up and administer the Trust on your behalf.

You will be able to influence the rules of the Trust and choose appropriate benefit levels for your employees or members. ProAmica will ensure that the Trust has approval from HM Revenue and Customs.

This is for you if you already have your own established Trust and you are looking for the specialist services of ProAmica to run the day to day activities of the Trust for you.

Alternatively, you may wish to replace an existing administration company with the proven administration expertise of ProAmica.

Bespoke Healthcare Trust Options

ProAmica's services are also bespoke to the needs of their clients. Choose from the options below to find out more about our Healthcare Trusts. Of if you would like to discuss the options available to you with one of our professional, friendly advisors, please contact us.

Sports Healthcare Trusts

Sports Healthcare Trusts

For Sports Clubs and Teams.

Contact Us

Our professional, friendly team are on hand to answer any queries.

Call Us (UK): 0800 084 2589     Rest of World: +44 (0)1733 362880